Corporate Financing – Educational Training Program Options

The financial status of a business or organization is extremely important to their success. Students can step into corporate finance schools and degree programs to exclusively study how to work with businesses in this capacity. Educational training program options for corporate financing are available at several levels.

The financial activities of a corporation have to be monitored and managed in order to keep a concise record of all monetary funds. Training teaches students to properly work with finances to ensure stability and minimize any risks associated with spending and investing money. Educational programs are widely available at the bachelor’s, masters, and doctorate’s level of education. Programs at the bachelor’s degree level offer training specifically for corporate financing. Students that desire to pursue an advanced degree at the graduate level need to enroll in a finance program with a concentration in this field.

International marketing, accounting, financial reporting, and organizational psychology courses are some main topics studied in a bachelor’s degree program. Students will find that most programs award Bachelor of Science degrees that take approximately four-years. In this introductory program, common courses may include:

*Intro to Corporate Finance

Students study the roles of professionals, which include management and investment decisions. Students learn how businesses raise money for different investments and what risks are involved within that process. Subjects such as valuation, financial strategy, venture capital, and dividend return are all explored through a course like this.

*International Corporate Finance

Financing is explored for businesses that have international work. Students study the procedures for global investment and finance. The management of finances inside today’s high global competitiveness is examined as students learn about multi-national budgeting, debt service, and interest rates. The finance practices of America are contrasted with Europe and Asia.

*Financial Strategy

The evaluation and prospects of a finance strategy are extremely important to ensure success. Students will work through topics that explore how major investments are made. The calculation of risk and the chance for monetary growth are main areas studied within this type of course. The ability to create and implement a financial strategy that is competitive is also learned.

Several career opportunities are open to students that complete a bachelor’s degree program. Students can step into positions as stockbrokers, fraud investigators, investment bankers, and financial reporters. Each of these career options train students to work directly with corporate financing.

Further education at the graduate level provides students with advanced skills and knowledge that helps them obtain executive careers. Many areas such as real estate, risk analysis, valuation, and record keeping are looked at to prepare students for the field. Different markets and global organizations are also discussed. These finance areas are typically explored through different concentrations. Major curriculum areas can include revenue optimization, financial engineering, and international monetary policy. Becoming a bureaucrat, auditor, or a professor are all career options for students that finish graduate training.

Corporate financing schools and colleges open up many opportunities for students. Educational training is available at many accredited schools so students should choose programs that prepare them for the industry. Accreditation is awarded by agencies like the Accrediting Council for Independent Colleges and Schools ( http://www.acics.org/ ) to programs that meet all of the criteria and supply a quality education.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

Copyright 2010 – All rights reserved by PETAP.org.

Cars on Finance Get in the Driver’s Seat

Cars are typically the second most expensive purchase for consumers in the UK. This is why many people opt to purchase their Cars on Finance instead of paying a full up-front payment.

What is car finance?

Car finance is basically a loan; you would normally have to pay a deposit which is a percentage of the overall cost of the car. The rest is paid off by a car finance company; the buyer is obliged to sign a loan agreement document agreeing to pay a certain amount every month until the loan is fully paid off.

How to get car finance

There are various ways however, if you make your application directly with a finance company they may offer you a loan of a specific amount and then you would have to find a car that matches that price. When all relevant checks have been carried out, the finance company would transfer the funds to the car company and you can drive away. When organising your funds through the dealer the whole transaction can be handled in one visit, – quote, application, documentation and then drive away.

What do you need to get car finance?

Purchasing Cars on Finance requires the following:

- Good credit rating

- No CCJ’s Defaults

- Full time verifiable employment

- Current Account

- Deposit

- Proof of address dated within the last three months

- Bank statements

- Address history from the past five years

- Proof of employment

- Proof of salary (Last three months wage slips)

- Photo ID such as passport and or Full UK driver’s license

You may need more or less depending on the finance company.

How much can you borrow?

How much you can borrow really is dependent on how much money you have coming in on a monthly basis. It will also depend on your outgoings as this will determine how much you can afford to pay back and over what period of time. It is never advisable to opt for a car that is so high in price that you will be unable to afford the repayments. One other factor that will determine how much you can borrow is the amount of money you have available to put down as a deposit.

Once you have been accepted for the loan you must make sure that you keep up with monthly repayments. Failure to pay could result in the car being repossessed and it will affect your good credit rating. All financial behaviour is recorded by credit reference agencies; therefore it is a good idea to make sure that you have available funds every month to make the repayments.

Buying Cars on Finance is an option if you want to buy a particular vehicle but do not have the funds readily available to pay upfront. Car finance gives you the opportunity to spread the cost over a period of time therefore giving you the option to purchase a car that you might not have been able to afford without the help of a loan.

Corporate Financing Career Education Options

Careers in corporate financing require professionals to hold a degree in the field of accounting and finance. Students can obtain the education they need to succeed by enrolling in an accredited school or college. With an education students can gain the knowledge and skills they need to pursue a variety of careers. Corporate financing career education options are available at an associates, bachelors, masters, and doctoral degree level.

*Degrees

Associate degrees can be earned through accredited educational programs in as little as two years. An associate’s degree is required in order to enroll in a bachelor’s degree program. Students can train for an accredited bachelor’s degree by completing four years of study. A bachelor’s degree will allow students to enter the workforce or pursue a master’s degree in the field. Completion of a master’s degree will require students to complete an additional two years of study in corporate finance. The highest level of education in this field is a doctoral degree or PhD. Students who wish to do so can obtain a doctoral degree in the field by studying for an additional four years. Students will need to complete a variety of coursework in order to gain their desired degree.

*Coursework

Specific coursework and areas of study will vary based on each individual students desired level of degree and career. Accredited corporate financing schools and colleges will provide students with coursework that will give them the skills and knowledge needed to enter the field. Associate and bachelor degree areas of study may consist of subjects like finance, budget management, accounting, statistics, investment management, and much more. With enrollment in a masters or doctoral level degree training program students will have the opportunity to learn marking, international finance, cost management, applied statistics, financial statement analysis, and many other corporate finance related courses.

*Careers

By earning a degree at an associate degree level in corporate financing students will be prepared for a number of exciting careers. Professions for associate degree holders include financial or business analyst, associate support analyst, and more. By earning an accredited bachelors degree students can pursue careers as cash managers, strategic planners, senior financial analysts, and many other related professions. Students who choose to earn a masters or doctoral degree can enter into the workforce as directors of finance, chief financial officers, chief executive officers, treasurers, researches, teachers, and much more. Gaining a degree in corporate finance opens a world of career opportunities.

*Continuing Education

Courses for continuing education are available to allow students to enhance their skills in certain areas of the industry. Coursework will vary depending on the career and desired skills and knowledge. Students can earn certificates by completing continuing education courses in corporate finance.

By enrolling in an accredited educational training program students can train for their desired career in the field. Accredited educational programs allow students to receive a quality education. Full accreditation is provided to qualifying schools and colleges by various agencies like the Accrediting Council for Independent Colleges and Schools ( http://www.acics.org/ ). Students can ensure they receive the skills and training they need to succeed in the corporate world. Start your career training by enrolling in a corporate financing degree program today.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

Copyright 2010 – All rights reserved by PETAP.org.

Career Growth After Completing MS in Finance

With the surging Indian economy, the need for professional finance people is also increasing at a much rapid pace. This is the reason there is a shift in students looking at career oriented finance programs. One of such programs is MS in Finance. The Indian economy has saw numerous changes in the last decade and shown some positive signs of making a landmark in the world economy with world’s largest financial companies are now opening their extensions in India.

When it comes to get quality finance education in India, there are numerous finance institutes in India that provide world class finance education to students. One just needs to do a complete research on the various finance courses and the colleges that impart finance education. Today, a large number of students are inclined towards completing MS in Finance to make a bright career in Finance.

There is a strong need of getting a professional finance degree as a regular academic degree doesn’t give you all the necessary knowledge about latest financial trends and scenario. A MS in Finance program enables students acquire the necessary skills, knowledge and ability to analyze and construe the financial information; manage and evaluate securities portfolios; oversee the management of funds, manage associated risks, supervise cash management activities, implement capital-raising strategies to support firm’s future expansions and deal with mergers and acquisitions.

After completing your MS Degree in Finance, you can apply to various finance position in a multinational company. These positions include:

• Finance Manager
• Investment Banker
• Portfolio Manager
• Risk Analyst
• Equity Researcher
• Wealth Manager
• Financial Consultant
• Financial Process Associate
• Research Analyst

Internet has emerged as the best source of knowledge for students looking at advanced finance programs in India or abroad. Today, every reputed institute has its own website. Just visit there and know more about finance programs.